Alavi Law Group, PLLC.
Divorce Lawyer, Northern Virginia
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Bankruptcy LAwyer, VA


Are you overwhelmed with debt? Are your financial options running low? Do your monthly bills sit in a pile, unpaid?

Do creditors and collection agencies call you every hour of every day asking for money you don't have?

If the answer is yes to any of these questions, you are probably in need of a qualified bankruptcy attorney. A bankruptcy attorney can tell you if bankruptcy is the right way to go for your particular financial situation.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a form of liquidation which is the most common form of consumer bankruptcy. Often times, it is the best bankruptcy option for consumers with a relatively small amount of debt, as well as those who don't have much valuable property. At Alavi Law Group our bankruptcy attorneys are equipped to answer any and all questions you may have about Chapter 7 bankruptcy.

In the end, what a bankruptcy should be targeted towards is a fresh start for the debtor. The focus of Chapter 7 bankruptcy is to discharge the debtor's debt, eliminating the personal liability on as much debt as possible. It is important to remember that while Chapter 7 liquidation usually results in a complete discharge of debts, it is not an absolute rule and some types of debts are not discharged. To get excellent answers to your Chapter 7 bankruptcy questions, contact Alavi Law Group today.

Chapter 7 liquidation bankruptcy usually takes about four to six months from start to finish.

At Alavi Law Group our bankruptcy attorneys are dedicated to your best interests. After sitting down with us for your initial consultation, we will assess your total situation, gather as much information as possible and help you make an educated decision on your financial future.

After filing for Chapter 7 bankruptcy, you will be put into "automatic stay," which immediately stops your creditors from trying to collect on your debts. This temporarily prevents creditors, to whom you owe secured debt, from going after your car, house or other property. The automatic stay will cease most legal proceedings from happening and will end collection efforts.

In essence, once you file your bankruptcy case, most of your financial problems are over.

Choosing a qualified bankruptcy attorney is possibly the most important part of your bankruptcy case. Filing for Chapter 7 liquidation can be complicated, but with a bankruptcy attorney at your side, you can successfully go through the bankruptcy process and get your debt problems under control.

Those who are faced with the overwhelming fact that their debts have grown to such a large amount that they might have to file for bankruptcy might not have a clue about how to go about this course. The first and foremost step to take is to put your bankrupt status on paper by filing for bankruptcy through the bankruptcy court. But how exactly does one go about it?

First of all, you should keep in mind that filing for bankruptcy is a legal process. For this reason, and for your own financial wellbeing, each decision that you make about bankruptcy should be well informed choices. That is to say, is this process something you want to take up on your own, or do you want a professional to help you? It is possible to file for bankruptcy on your own; however, it is a process that would take a lot of patience and diligence.

Chapter 7 or Chapter 13?

If you decide that you want to file for bankruptcy on your own, the first decision you have to make is which kind of bankruptcy you should file for: Chapter 7 or Chapter 13? Once again, these decisions cannot be made fast. So it would be a good idea to visit your local library and talk to a few people who might know more technical information about filing for bankruptcy.

Office Address: 1604 Spring Hill Road, Suite 400, Vienna, VA 22182
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